Pursuing Relief From Medical Bills and Credit Card Debt
Everyone has a different story. Whether you unexpectedly lost your job or were faced with a costly medical complication, your financial situation was likely put to the test. You may have used credit cards as your crutch to make ends meet. Unfortunately, your good intentions may have caused you to sink further in debt.
For more than 30 years, bankruptcy attorney P. Jeffrey Schlesinger has helped hundreds of clients become debt free. Many of his clients used band-aid-type solutions, including credit cards, to get by before fully addressing their financial issues head-on. Unfortunately, relying on credit cards or a 401(k) loan only serves as a short-term solution. Mr. Schlesinger is available to help you obtain a fresh start through consumer bankruptcy. Contact our firm's Merrillville credit card bankruptcy attorney to learn how he can help you discharge some of your debts.
Obtaining Relief From Credit Card Debts
Credit card debts are considered dischargeable. This means that your credit card debts can be completely wiped away at the end of the bankruptcy process. When you file for bankruptcy, creditors are restricted from adding additional interest or service fees to your outstanding debt. Through pursuing bankruptcy relief, you have the opportunity to gain a fresh start without feeling under water from credit card debt.
During an initial consultation, attorney Schlesinger will address any of your concerns about filing for bankruptcy. He will also take time evaluating your financial situation to help you understand if Chapter 7 or Chapter 13 bankruptcy is right for you. Once you file for bankruptcy, creditors will be forced to immediately stop harassing you for late credit card payments.
Northwest Indiana Medical Debt Bankruptcy Attorney Working for You
A personal injury or medical complication rarely comes with notice. Most people have little or no time to prepare for the costly hospital bills, surgical expenses and rehabilitation costs. This can be particularly devastating for unemployed individuals who are uninsured or faced with costly premiums.
If you are overwhelmed with medical debts, filing for bankruptcy might be the right option for you. Unpaid medical bills can simply be wiped away through the bankruptcy process. Attorney Schlesinger will work with you to help you determine if filing for bankruptcy is the right solution. He is committed to helping you obtain a fresh start, so you can focus on your recovery, instead of worrying about your medical bills.
Identifying Non-Dischargeable Debts
Attorney Schlesinger understands that financial concerns are highly personal. When you feel like you are up against a wall struggling to make ends meet, you want real answers and no surprises. Bankruptcy lawyer Schlesinger offer a hands-on approach focused on identifying which debts cannot be discharged through bankruptcy such as:
- Most taxes
- Child support
- Alimony
- Student loans
- Personal injury judgments
Obtain Help From a Debt Relief Law Firm in Northwest Indiana
To learn how you can obtain a fresh financial start, contact attorney Schlesinger today to schedule a free initial consultation.
